10 Dec James Doyle Heads up Mis-Sold Timeshares Claims Group
Posted at 20:11h
in Mis-Sold Timeshares
No Win, No Fee, No Risk
We work on a no-win no fee basis, therefore, you won’t pay a single penny unless you have a successful claim. At the Legal and Claims Group, we work with the UK’s top solicitors. Therefore, we have a 95% success rate. We will cover all costs up until you have a successful claim. So, what are you waiting for? As there could be a limited time to submit your claim. Hit the button below to get your instant valuation and get your claim started!
Testimonials
How is Finance Mis-sold at a Timeshare Presentation?
The most considerable amount of complaints we receive are from bewildered Club La Costa clients.
These are the typical complaints:
We were told we could cancel at any time.
We were pressured into signing.
We had to sign on the day
It is a today only deal
We didn't realise we had finance
We only realised we had finance when we tried to re-mortgage
We didn't know the interest was so high
They didn't assess our financial circumstances.
We were told it was a short term investment
We will be dead before the loan finishes
Are You a Victim of Mis-selling?
Are you a victim of Mis-selling? If so, what can you do about it? How you paid for your purchase will determine the best route to take. If you took out a point of sale finance agreement with a regulated lender, you could claim under the 1974 Consumer Credit act.
The below-regulated lenders were involved with the financing of Timeshare products.
Barclays Partner Finance
Clydesdale Financial Services
HMC Funding
Hitachi Finance
Shawbrook Bank
First Holiday Finance
If you paid for any part of the purchase using a credit card, you are protected under the 1974 consumer credit act.
The 1974 Consumer Credit Act
The UK’s consumer credit is regulated by the Consumer Credit Act 1974 (amended in 2006), the Financial Services and Markets Act 2000 and various regulations implementing European Union consumer credit law.
Together, the legislation covers the following areas:
The information consumers should be provided with before they enter into a credit agreement
The content and form of credit agreements
The method of calculating annual percentage rates of interest (APR)
Procedures relating to events of default, termination and early settlement credit Advertising
Credit Advertising
Additional protection credit card purchases costing more than £100 and up to £30,000 under Section 75 of the Consumer Credit Act
Before granting credit or significantly increasing the amount of credit available to you, a creditor must assess your creditworthiness.
They must base this assessment on sufficient information obtained from you and a credit reference agency.
Also, there is certain information that must be provided to you before a regulated agreement is made.
You must be informed of the following:
The nature of the agreement
The identity and address of the creditor
Where applicable, the name and address of the credit intermediary
You must also be given key financial information including:
The total amount payable
The rate of interest charges and the APR and any conditions applicable to the rate
The duration of the agreement
The amount of credit or the credit limit
The type of credit
The amounts and timings of repayments
Both parties must sign the agreement and a copy of the agreement must be given to you either at the date of signing or within seven days thereafter.
This information must be contained in a document headed ‘Pre-Contract Information’ which must be provided separately to the credit agreement itself.
Unregulated Finance Agreements
